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Loan to Deposit Ratio
The loan to deposit ratio is used to calculate a lending institution's ability to cover withdrawals made by its customers. A lending institution that accepts deposits .
http://www.financeformulas.net/Loan-to-Deposit-Ratio.html



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How To Tell If Your Small Bank Is In Trouble - Forbes.com
Oct 10, 2008 . Healthy loan-to-deposit ratios typically fall between 95% to 105%, says . To calculate your bank's percentage, divide the total dollar amount of .
http://www.forbes.com/2008/10/10/fdic-call-report-ent-fin-cx_mf_1010bankfail.html

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loan to deposit ratio calculation

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Liquidity Ratios: Definition from Answers.com
A high loan-to-deposit ratio presents the risk that some loans may have to be . Different analysts consider different assets to be relevant in calculating liquidity.
http://www.answers.com/topic/liquidity-ratio

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Section 109 Host State Loan-to-Deposit Ratios - Board of Governors ...
Jun 29, 2012 . If the bank's statewide loan-to-deposit ratio is at least one-half of the . state loan -to-deposit ratio was then calculated by separately totaling the .
http://www.federalreserve.gov/newsevents/press/bcreg/bcreg20120629c1.pdf

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Deposit to Loan Ratio - Randy Carey and Andy Zavoina
Mar 24, 2008 . A deposit to loan ratio is merely a formula (total deposits divided by total loans) that results in a ratio. There is no requirement for a bank to .
http://www.bankersonline.com/compliance/guru2008/gurus_comp032408b.html

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A Banker's Quick Reference Guide to CRA - The Federal Reserve ...
performance in the AA. Examiner Review. Loan-to-deposit analysis. – Using Call Reports or UBPR data, calculate an average LTD ratio using quarterly LTDs .
http://www.frbsf.org/publications/community/cra/bankers_quick_reference_guide_cra.pdf

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12 CFR 25.63 - Loan-to-deposit ratio screen. - Code of Federal ...
(1) If the OCC determines that the bank's statewide loan-to-deposit ratio is 50 percent or more of the host state loan-to-deposit ratio, no further consideration .
http://cfr.vlex.com/vid/25-63-loan-deposit-ratio-screen-19620279

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Loan to Deposit Ratio Calculator
About This Tool. The online Loan to Deposit Ratio Calculator is used to calculate the loan to deposit ratio. Loan to Deposit Ratio Definition. The loan to deposit .
http://www.miniwebtool.com/loan-to-deposit-ratio-calculator/

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Financial crisis? It's a pyramid, stupid.: Loan to deposit ratio and ...
Sep 2, 2009 . When a loan to deposit ratio is below 100% a money multiplier (MM) is expressed by a formula: MM = 1/(1-LTD) where LTD is loan to deposit .
http://gregpytel.blogspot.com/2009/09/loan-to-deposit-ratio-and-banks_02.html

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LIQUIDITY RISK MANAGEMENT ... - Reserve Bank of Fiji
reviews must also consider the assumptions utilised in the calculation of liquidity . Banks should compute at month end, a loan to deposit ratio. Such ratio .
http://www.reservebank.gov.fj/docs/Banking%20Supervision%20Policy%209A_Liquidity%20%20Banks.pdf

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Loan-To-Deposit Ratio (LTD) Definition | Investopedia
A commonly used statistic for assessing a bank's liquidity by dividing the banks total loans by its total deposits. This number, also known as the LTD ratio, .
http://www.investopedia.com/terms/l/loan-to-deposit-ratio.asp

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Relaxation on loan-to-deposit ratio? | Institute for New Economic ...
Mar 3, 2012 . She suggested that inter-bank deposits should be counted when calculating LTD ratio (loan-to-deposit ratio) so that the LTD ratio of national .
http://ineteconomics.org/blog/china-seminar/relaxation-loan-deposit-ratio

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What Does the "Loan-to-Deposit Ratio" Mean? | eHow.com
It may also be expressed as the total percentage of loans funded through deposits. The loan-to-deposit ratio is calculated by dividing the total amount of loans by .
http://www.ehow.com/info_8374524_loantodeposit-ratio-mean.html

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Is the loan-to-deposit ratio still relevant? - fedgazette - Publications ...
Jul 1, 1998 . A preliminary test says yes for many Ninth District banks.
http://www.minneapolisfed.org/publications_papers/pub_display.cfm?id=2530

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INSTRUCTIONS CONCERNING FINANCE ACTIVITY
method of calculating finance portfolio/deposits ratio. . expanded as a result of raising the maximum limit of loans to deposits ratio from 80% to 85%.
http://www.cbk.gov.kw/pdf/Superv/IS_S9.pdf