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There are two types of home equity loans: term, or closed-end loans, and lines of credit. Both are sometimes referred to as second mortgages, because they're .
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Home Equity Loans vs Line of Credit. After you obtain . These are sometimes referred to as a second mortgage and can even be a third mortgage. Qualifying for .
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HELOC stands for home equity line of credit, or simply "home equity line." It is a loan set up as a line of credit for some maximum draw, rather than for a fixed .
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But equity loans and lines of credit usually come without closing costs, so they can be $2,000 or $3,000 cheaper than a mortgage refinance. "It is relatively rare," .
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